symbology.online COMPARATIVE SYNTHESIS 

Sofi Technologies, Inc
Controls & Procedures analysis.

The reporting period began with structural changes, including the exclusion of ICFR and auditor attestation following a business combination in 2021, followed by the significant exclusion of acquired Technisys S.A.'s material operations in 2022. Following these initial adjustments, the most significant trend observed is the sustained stability and continued effectiveness of internal controls and ICFR through 2025.

FY2021 → FY2025 L2 Comparitive Synthesis
  symbology.online l2 SYNTHESIS 

Sofi Technologies, Inc - Controls & Procedures analysis.

Change Report: Disclosure Controls and Internal Control over Financial Reporting (ICFR)

2021-12-31:

  • Structural Change/Exclusion: The company excluded management's report on ICFR and the independent auditor attestation. This exclusion was necessitated by a Business Combination completed in May 2021, which removed the requirement to maintain an effective system of internal controls prior to that date.

2022-12-31:

  • Strategic/Scope Pivot (Acquisition Impact): The most significant change was the exclusion of Technisys S.A.'s operations from both the ICFR and Disclosure Controls assessments, following its acquisition on March 3, 2022.
  • Quantitative Exposure: This excluded segment represented a material portion of the company's financial profile as of December 31, 2022: 15.4% of net assets, 5.0% of total assets, 4.4% of revenues, and 7.7% of net loss.

2023-12-31:

  • The status remained stable; management concluded that ICFR was effective, utilizing the COSO "2013 Framework." No changes to internal controls were reported during the quarter.

2024-12-31:

  • The section remained largely unchanged from 2023, with management confirming the continued effectiveness of existing internal controls and reporting no material changes in ICFR.

2025-12-31:

  • The status remained stable, maintaining that both disclosure controls and ICFR were effective, supported by an independent audit opinion based on the COSO 2013 Framework. No new controls or material changes were introduced.